Not all personal bank accounts are the same. Learn the top features to consider before choosing your account in Singapore.


Important factors include:

  • Monthly fees and waiver conditions
  • ATM network coverage
  • Foreign transaction fees
  • Mobile banking app quality
  • Integration with PayNow or e-wallets Banks like UOB offer strong branch support, while digital banks like Trust Bank or GXS cater to mobile-first users. Security is also a major concern. Look for 2FA login, real-time alerts, and fraud protection features.

Related FAQs

Sophia Tan

About the Author

Helen Lili – Editor, Research Lead
Helen leads tariff analysis and product change tracking. She maintains the normalized dataset that powers our comparison tables and ensures each claim links back to a dated primary source. Read more articles

Disclaimer:The BankOpen Singapore Editorial Team consists of financial analysts, banking industry professionals, and experienced writers. We are dedicated to providing accurate, up-to-date, and practical insights to help readers navigate Singapore’s banking landscape and make informed financial decisions. The information provided in this article is for general informational purposes only and does not constitute financial, investment, or legal advice. Always consult with a qualified professional before making any banking or investment decisions.